Technical Financial Models

Models that prove a deal is financeable.

Lender-ready financial models for datacenter and HPC infrastructure, built by someone who has designed the facilities and brokered the debt.

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Drawing: value against loan Over five years of asset life, facility equipment loses value slowly and GPU servers lose value quickly, while the loan balance amortizes in a straight line. Facility value stays above the balance; GPU value falls below it, which is why the model depreciates the two classes separately. Summit Logic Value against loan Dwg SL-0003 Sheet 1 of 1 Rev A Illustrative Value Year 1 Year 2 Year 3 Year 4 Year 5 Asset life Cost Facility equipment GPU servers Loan balance GPU value below balance
the problem

Infrastructure deals fail credit on questions the spreadsheet never asked

A generic model treats a GPU server like a forklift and a switchgear lineup like a server. Credit teams know better. They want the asset lives split, the deposits timed, the draws tied to milestones, and the loan balance shown against what the equipment is worth if the customer leaves.

what we deliver

Three models, one engine

The same engine answers three different questions, depending on who is asking.

Builder model

For developers and operators adding capacity.

  • Phased build by megawatt
  • Long-lead equipment deposits
  • Debt draws tied to milestones
  • The equity gap, stated plainly

Borrower feasibility model

For the CFO who has to prove the project pencils out.

  • Buy, lease or cloud over five years
  • Facility readiness for each option
  • Financing structure and debt capacity

Lender deal model

For the credit team deciding whether the deal can carry its debt.

  • The four tests: installed, powered, paid, recovered
  • Split depreciation for facility equipment and GPU servers
  • Loan balance against resale value
  • Coverage under stress

In every model

The pieces a credit committee asks for, whichever model you need.

  • Capital structure and debt service coverage
  • Depreciation schedules by asset class
  • Procurement and deposit timelines
  • Recovery analysis
  • A one-page summary a committee can read

Intake, build, report

A fixed-fee model and report. Where you want the debt placed, we can arrange financing with third-party lenders.

  1. 01

    Intake

    The site, the equipment list and quotes, power and colocation agreements, customer contracts and the financials. Gaps are listed on day one, not discovered in credit.

  2. 02

    Build

    The model, its assumptions log and the stress cases: customer loss, power delay and a residual-value shock, each shown against coverage and the loan balance.

  3. 03

    Report

    The one-page summary and the full model handed over, then walked through with you and, if you want, with the lender.

What the model does not decide

The model shows whether a deal can carry its debt and what the lender gets back if it fails. The credit decision belongs to the lender and the investment decision to the owner. Every assumption is logged with the name of the person who made it.

  • No promised rates, terms, approvals or funding timelines
  • Assumptions versioned and signed off before a lender sees them
  • A feasibility and financing service, not engineering certification
who it is for

Anyone who has to prove the numbers to a lender

Start with a workflow review

Forty-five minutes, no obligation. We map where preparation is eating judgment in your firm and tell you what to install first.

Book a workflow review

Financing is arranged with third-party lenders and is subject to lender approval.